The Bankruptcy Process: What You Need to Know
Do I qualify for bankruptcy? Will I lose my house or retirement funds? What debts can be discharged? What happens after filing bankruptcy?
Bankruptcy lawyer Richard Stevenson in San Diego, California can answer all of your questions about filing for bankruptcy. In fact, many clients have said that Mr. Stevenson was the first attorney who took the time to help them understand the process and give them all the information they needed to make an informed decision.
Initial Steps
At your first consultation, we explain the difference between Chapter 7 bankruptcy and Chapter 13 bankruptcy. Mr. Stevenson will discuss the income means test for filing chapter 7, exempt property, dischargeable debts and what financial data you need to gather in order to file a case.
Is There an Emergency?
If you are in danger of losing your home through foreclosure, or your car through repossession, you have just been served with a lawsuit from a creditor, or your wages are being garnished, it may be necessary to act quickly to avoid.